Attention small community renters: why rent when your dream home sits a few miles away with no money down? USDA home loans have grown increasingly popular over the years, helping more than 650,000 individuals and families into homes. There are small communities that qualify for no money down and lower interest rates near your current community. You can reap the benefits of home ownership and pay no money down, all while staying right outside your favorite suburb. Start investing in your future, not your landlord’s! Not sold yet?
Here’s what home buyers, real estate agents, and mortgage consultants have to say about the USDA home loan:
Judy L. – USDA Homeowner – Moscow, Idaho
“My husband and I had the pleasure of working with Andrea, who made it very easy to apply for the USDA loan. When we first started the process, I did not know what to expect. I had heard of the USDA loan before but never actually looked into it. As we started the process of house hunting, I had a lot of questions in my mind. One being “Could it be a possibility to get a loan for a house without any down payment?” along with many more questions, which in time, were all answered. Andrea guided us and helped us through every requirement needed to get approved. It really was easier than I thought! If not having enough for a down payment is stopping you from getting your dream home, there’s an opportunity with the USDA loan. And if you work with someone like our loan officer, it really makes the process very easy. We are very thankful this program exists and we are now happy homeowners.”
Andrea Broenneke – Mortgage Consultant, Platinum Home Mortgage – Moscow, Idaho
“The USDA loan works very well when a borrower has very little money for a down payment. If the seller is willing to contribute to closing costs, the borrower can buy a house with almost no money out of pocket. Renting requires more upfront investment than that.
I recently worked with a couple who used a USDA loan for their purchase. They had money for a small down payment but since it was not required they were able to use those funds to make immediate improvements to their new home! The process was very similar to other loan products and did not take any additional time.”
Deanna Kiblen – Real Estate Agent – Moscow, Idaho
“The USDA loan has been so beneficial for many of my buyers over the years. It is a great way to help buyers with little to no money down and the process is simple!”