How often do we make a 30-year commitment? A partner? Our children? A career? For majority of us, 30 years sounds like an eternity. In terms of purchasing a home, a 15-year loan is a bit more comforting over a 30-year: lower interest rates, and...
Category - Resources
You’re driving through the neighborhood you can really see yourself living a happy, comfortable life, and you spot what could very well be your dream home. The home is in your price range, and you’ve spent the last few years...
In quarter 2 of 2018, the median sales price of sold homes in the US was $255,000, up 6.3% from the year before. For today’s home buyers, these numbers come to no surprise. Homes for sale in top markets and neighborhoods are almost...
Homeowner AND mortgage insurance?! What’s the difference and why are you paying for both? To put it in layman’s terms, one protects the house and the other protects the mortgage. Read on for mortgage insurance and homeowners...
One of the many factors of what makes certain cities and neighborhoods “hot markets” is the school district, and that very factor also plays a role in purchasing a home for many Americans looking to start a family or already have children...
The struggle is real for Americans seeking to buy their first home. Saving for a down payment still holds the number 1 spot for obstacles when looking to purchase a home. Let’s face some of the facts: 70% of renters cite the down payment...
The average homeowner pays $2,197 a year in real estate property taxes annually, tacking on about $183 to their monthly mortgage payment. However, the average property tax payment can be 5x higher than the average in states such as New...
President Donald Trump’s “Tax Cuts and Jobs Act” was officially signed into law on December 22, 2017 with 4 goals in mind: 1. tax relief for middle class 2. simplify the tax code 3. grow the American economy 4. avoid adding to...
Attention ⚠️ first-time, repeat buyers, and investors‼️ If you’re looking to purchase a condo, town home, or planned-unit development property and reap the benefits of low down payment requirements of FHA or VA loan options, did you...
Debt. Majority of us have it, sadly. With life’s milestones we want to accomplish, it’s almost inevitable: buying a car, education, marriage, furniture for your new home, etc. Are these milestones or life events keeping you from...
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