The #1 reason home buyers and sellers choose not to use a real estate agent is…. you guessed it, to save money on real estate commission costs. Looking for savings potential is never a bad thing, but in certain situations, you should ask...
Category - Resources
What’s a mortgage preapproval, and why is it important? It assesses your income, assets, debts, and credit history then issues an exact loan amount you qualify for. The preapproval is more than just an extra step added to the mortgage...
Buying a home for the first time can be one of the most intimidating processes we undergo in life, but it doesn’t have to be that way! We’re here to spread as much knowledge as we possibly can to help your purchase or refinance go...
Your student loan debt is deferred, so out of sight, out of mind right? Wrong, especially if you’re looking to purchase or refinance a home. Many students and recent grads don’t know how student loan debt can affect them when it...
It’s time home buyers understand the ever-dreaded, over-complicated mortgage terms. When explained correctly, it’s not as scary as a first-time home buyer may think. When submitting a loan application, some home buyers go in blind...
When going through a divorce, if the emotional turmoil isn’t enough, who wants to answer the question of “who gets the house?” What used to be the “family home” is now an addition to the stress and heavy burden of...
How often do we make a 30-year commitment? A partner? Our children? A career? For majority of us, 30 years sounds like an eternity. In terms of purchasing a home, a 15-year loan is a bit more comforting over a 30-year: lower interest rates, and...
You’re driving through the neighborhood you can really see yourself living a happy, comfortable life, and you spot what could very well be your dream home. The home is in your price range, and you’ve spent the last few years...
In quarter 2 of 2018, the median sales price of sold homes in the US was $255,000, up 6.3% from the year before. For today’s home buyers, these numbers come to no surprise. Homes for sale in top markets and neighborhoods are almost...
Homeowner AND mortgage insurance?! What’s the difference and why are you paying for both? To put it in layman’s terms, one protects the house and the other protects the mortgage. Read on for mortgage insurance and homeowners...
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