Did you know that coloring can help you alleviate some of the unexpected emotions you may experience while house shopping? Adult coloring is gaining popularity as a form of stress release with therapeutic potential to reduce anxiety. When...
Category - Market
Student loan debt is a crisis! Americans owe more in student loans than they do on credit cards. America’s college grads owe 1.7 trillion dollars on their student loans, as of January 2021.1 This is a substantial debt load for the people...
Cash is king in this hot and competitive real estate market! And in most cases, a buyer will get the property if a cash offer is made. So how can you recover some of the money spent to purchase your home? Delayed financing is an option that...
When we think of “Spring Cleaning” we usually think of purging items that are no longer in use or haven’t been used in some time, lurking in forgotten corners of closets, the basement, and the garage. During Spring Cleaning, it might feel...
Last week, the Community Home Lenders Association (CHLA) wrote a letter to Treasury and FHFA asking for a suspension of Fannie Mae and Freddie Mac mortgage purchase restrictions adopted in mid-January as part of changes to the GSEs’ Preferred...
For 85 years, American families of modest means looked to FHA for affordable mortgage loans to attain the dream of home ownership. But these homeowners, many of whom are minority and first-time home buyers, now face a rude awakening. They...
Some say they’re killing the mortgage industry, others say they’re just too far in debt or afraid of commitment. Here at Platinum, we say Millennial home buyers are just one big misunderstanding–on both ends! What do we mean...
Multigenerational homes in real estate has been a rising trend, and still continues to be, since 2009. A record 1 in 5 Americans live in a multigenerational household, meaning one or more adult generations under one roof, according to recent...
An AARP survey, dated back to 2010, has revealed a shocking but true statistic about a generation we may not have paid as much attention to as we should have. The first Baby Boomers (born in 1946) turned 65 in 2011 and an estimated 10,000...
Pinching pennies. Milking a dollar out of every dime. Live within your means. Whatever you want to call it! The fact that majority of Americans are spending 37% of their income on housing makes the popular saying, “freedom is...
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