PHMC’S 2021 STRIKE A PODIUM POSE CONTEST

Official Rules

Last updated 07/30/2021

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN.  A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED.

The “PHMC’s 2021 Strike a Podium Pose” contest (the “Contest”) is sponsored by Platinum Home Mortgage Corporation (the “Sponsor”).

The Sponsor will hold this Contest under these Official Rules. The Contest consists of an Entry Period, a Voting Period, and a Period in which winners will be notified, announced. Prizes will subsequently be awarded.

ELIGIBILITY:

This Contest is only offered and open to legal residents of the United States, excluding residents of New York, Rhode Island, Florida and Puerto Rico. Each person participating (“Entrant”) must be the age of majority in their state of residence at the time of entry: 19 years of age or older for participants in Alabama and Nebraska, and 18 years of age or older for all Entrants residing in other eligible states. Proof of age and residency will be required by Sponsor or Administrator in the form of a driver’s license or other valid state or federally issued identification form in order to claim a prize.

Individuals are not eligible if a member of their immediate family or household (whether or not related) is an employee, officer or director of Platinum Home Mortgage Corporation or Administrator.  “Immediate family” means spouses, parents, children, siblings, step-parents, step-children and step-siblings, whether or not living at the same residence.

Only individuals may enter this Contest. Corporations, organizations, trusts or other entities are ineligible to enter. For the purposes of these Official Rules, individuals entering or wishing to enter this Sweepstakes will be referred to either as “individuals” or as “Entrants”.

By entering the Contest, each Entrant fully and unconditionally agrees to and accepts these Official Rules and the decisions of the Sponsor (and their authorized representatives) which are final and binding with respect to all matters pertaining to this Contest and all elements thereof.

CONTEST PERIOD:

The contest consists of the following periods:

PERIOD Starting Date Closing Date
Entry July 26, 2021 August 6, 2021
Voting August 8, 2021 August 14, 2021
Winner Announcement August 16, 2021 August 20, 2021

Each period listed commences at 12:00 a.m. Central Standard Time (“CST”) on the starting date and closes at 11:59 p.m. CST on the closing date. A computer located in Sponsor’s Illinois headquarters is deemed to be the official time-keeping device for this Contest.

PRIZES:

Sponsor shall award three prizes including a grand prize of $2,000.00 U.S. Dollars, a second-place prize of $1,000.00 U.S. Dollars and a third-place prize of $500.00 U.S. Dollars. Prizes shall be awarded as outlined in these Official Rules.

ENTRY PERIOD

HOW TO ENTER:

During the Entry Period, any individual wishing to enter must complete an entry form. The entry form requires Entrants to (1) visit the Entry page located at https://www.surveymonkey.com/r/PHMCStrikeAPose and complete all required fields; and (2) submit a photograph which conforms to the Guidelines of these Official Rules. By submitting an entry, Entrant acknowledges that they have read and understand these Official Rules and agrees to abide by them. Failure to comply with any of these requirements, or falsifying any information submitted in connection with the entry shall deem that entry void.

Each Entrant may submit one (1) photograph for entry in the Contest. Any attempt by an Entrant to submit multiple photographs by any means or method will result in all entries received within the Entry Period from that Entrant being voided.

PHOTOGRAPH GUIDELINES:

All photographs submitted must conform to the following guidelines. Any photograph which does not conform to these guidelines, or which otherwise does not conform to any provision of these Official Rules, shall be deemed ineligible and the entry voided. Any decision to void an entry shall be in the sole discretion of the Sponsor, and Sponsor is under no obligation to notify Entrant of disqualification.

  1. Photograph Format: Photographs must not exceed 60 MB, and must submitted as a .jpeg, .pdf or .png file.
  2. Photograph Theme: Photographs must show the subject(s) striking a podium or winning pose. No reference to Sponsor or its products is necessary.
  3. Photograph Restrictions: Photographs will be deemed ineligible and the entry voided if Sponsor, in its sole discretion, deems the photograph to contain material or content which contains any of the following:
    • Content which does not conform to the Official Rules: Photographs which include content which does not conform to the “Photograph Theme” or any of the other guidelines in these Official Rules.
    • Content featuring likenesses used without permission: Photographs which include the likeness of any person, minor or domestic animal which are submitted by an Entrant without first obtaining permission from that person, the legal guardian or parent of any minor, or the owner of the domestic animal.
    • Content which belongs to others: Photographs which are used without permission or which include content that is copyrighted or trademarked; material, images or artwork which is not the original content of the Entrant; material which contains brand names other than Sponsor’s; and/or material which infringes on another’s privacy, publicity, or intellectual rights.
    • Content which is inappropriate: Photographs which include content which is offensive, indecent, sexually explicit, defamatory, slanderous, libelous, or tortious; content which disparages any person, company or party; which promotes hatred, harm or exclusion of others based upon any basis, including but not limited to race, gender, religion, national origin, sexual orientation, age or disability.
    • Content which is promotional: Photographs which include content or material which promotes any type of political agenda, party, or politically affiliated cause; content which shows or promotes the use alcohol, tobacco, illegal drugs, or violence.
  4. Photograph Ownership and Permission: By submitting a photograph, Entrant is affirming that they have legal ownership of the photograph uploaded, or the consent of the owner of that photograph to submit it. Entrant also affirms that they have obtained permission to submit the likeness of all individuals pictured in that photograph, including permission from the parent or legal guardian of any minor. Sponsor may require Entrants to submit proof of permission in a format acceptable to Sponsor before awarding any prize.
  5. Social Media Requirements: Each photograph submitted may be used, referenced or featured on Sponsor’s social media accounts, including Facebook and Instagram. Photographs submitted must not contain any content which violates the terms and conditions for content used on those platforms or it shall be deemed ineligible.

USE OF ENTRIES:

 By submitting a photograph, Entrant grants Sponsor a royalty-free, irrevocable, perpetual and non-exclusive license to use, reproduce, modify, create derivative work from, publish, display the photograph in whole or in part on its website and social media accounts as well as in media or technology now known or later developed, as well as in internal, external, promotional and marketing materials and for any purpose. Entrant agrees to provide Sponsor with any documentation required to make use of the photograph upon request.

VOTING PERIOD

PHOTOGRAPH SELECTION:

After the Entry Period ends, Sponsor shall select photographs (“Selected Photograph” or “Selected Photographs”) to be used in the Voting Period.  Submission of a photograph does not guarantee that the photograph shall be selected for use during Voting Period. All decisions regarding the selection of photographs shall be in the sole discretion of Sponsor and may not be challenged or contested. Any photograph not selected for use during the Voting Period as a “Selected Photograph” is ineligible for a prize.

MANNER OF VOTING:

The Selected Photographs shall be posted to Sponsor’s social media platforms, including Facebook and Instagram. Members of the public who are users of those social media platforms, including employees of Sponsor, shall have the opportunity to vote for their favorite photographs using their Facebook and Instagram accounts.

  1. Facebook – Each of the Selected Photographs shall be posted to Sponsor’s Facebook account. Users of the platform may vote for a photograph by pressing the icon below the photograph featuring a “Thumbs Up” graphic, otherwise known as and referred to here as a “Like”. Each “Like” a Selected Photograph receives shall constitute 1 vote for that Selected Photograph.
  2. Instagram – The Selected Photographs shall be paired by Sponsor and shall be featured on Sponsor’s Instagram stories with a poll allowing users to select their favorite photograph. At the expiration of the story poll, each vote a photograph receives from Instagram users shall constitute 1 vote. Each Selected Photograph shall be featured an equal number of times.

CONTENT OF POSTS/STORIES:

Sponsor, in its sole discretion, may choose to create a title, header, or descriptive material to accompany the post(s) or Instagram stories which feature a Selected Photograph. Sponsor in its sole discretion may determine the pairings of the Selected Photographs; the time of day at which those pairings are posted to Sponsor’s Instagram stories for voting.

REMOVAL OF POSTS:

During the Voting Period, Sponsor reserves the right to remove any pairing of Selected Photographs from its Instagram stories before expiration of the story or to remove any Facebook post featuring a Selected Photograph for any reason it deems necessary.  If a Selected Photograph is featured in a post or story which is removed and Sponsor determines that photograph remains eligible for the Contest, Sponsor shall make a good faith effort to tabulate votes for that photograph from the social media platform at time of removal. Sponsor does not guarantee any such Selected Photograph shall be featured in additional content or submitted again for voting.

SOCIAL MEDIA USE BY PUBLIC DISCLAIMER:

Sponsor has no control over the methods by which members of the public or its employees operate their individual social media accounts nor does it control the manner in which users of social media accounts interact with those accounts maintained by Sponsor.

WINNERS ANNOUNCEMENT PERIOD

DETERMINATION OF WINNERS: 

At the end of the Voting Period, Sponsor shall determine the winners of the Contest to be to the Entrants whose photograph submissions receiving the most votes during the Voting Period (“Winners”). Winners will be solely determined by a tally of the following: (1) the number of votes each Selected Photograph receives on Sponsor’s Instagram stories during the Voting Period; and (2) the number of “Likes” each Selected Photograph receives on Sponsor’s Facebook social media page as of 11:59 PM CST on August 6, 2021.  In the unlikely event of a tie, members of Sponsor’s Marketing Department shall select the winner in their sole discretion.

PRIZE ASSIGNMENTS:

The grand prize shall be awarded to Entrant whose photograph received the highest number of votes, the second-place prize shall be awarded to the Entrant whose photograph received the second highest number of votes, and the third-place prize shall be awarded to the Entrant photograph  receiving the third highest number of votes.

PRIZE ACCOUNCEMENTS:

Sponsor shall post the Selected Photographs which are determined to be the Winners to the contest website and/or its social media accounts during the Winners Announcement Period.

PRIZE NOTIFICATION TO WINNERS:  

Winners shall be contacted once by phone at the number provided, and once by email, with instructions and information about how to claim their prize.

CLAIMING A PRIZE:

Any Entrant who is awarded a prize agrees to cooperate with all requests from Sponsor as they relate to claiming the prize. The Winner may be required to submit a copy of a state or federal identification, sign an affidavit of eligibility, a legal release of liability, complete any documentation Sponsor deems necessary in relation to this Contest or the Winner’s photograph, and provide tax documentation including any IRS forms necessary (collectively “Prize Claim Documents”) in order to claim the prize.  Prize Claim Documents must be returned to Sponsor in accordance with Sponsor’s instructions to Winner.

Winners shall have 30 days from the date they are contacted by email to complete and return the Prize Claim Documents.

FORFEITURE/FAILURE TO CLAIM A PRIZE:

If an Entrant fails to claim a prize within the timeframe designated in these Official Rules, or if an Entrant refuses to complete or submit any Prize Claim Documents, that Winner’s prize may be deemed forfeited. If a Sponsor deems a prize forfeited, Sponsor is under no obligation to award that prize to any other Entrant, or to supplement the prize awarded to any other Winner. Additionally, if Sponsor, in its sole discretion, at any time determines a Winner has violated any provision of these Official Rules, Sponsor may deem that Winner’s prize forfeited, regardless of whether Winner has been notified of or offered that prize.

MISTAKEN PRIZE NOTIFICATION:

In the event that human error, technological failure, or tampering of any kind causes prize notifications to be communicated, sent, or received by multiple Entrants for any prize, those prize notifications shall be deemed void. Sponsor shall communicate to all affected Entrants that any such notifications are void either by contacting each Entrant individually, or by posting a notice on its Contest website. No Entrant shall have a right to claim a prize as a result of a void prize notification. Sponsor shall publicly post information regarding the correct winner and shall subsequently issue a valid prize notification to the selected winner.

ADDITIONAL INFORMATION

ODDS:  

The odds of winning are dependent on number of eligible entries received and the quantity of social media engagement from public users of Facebook and Instagram.

NO PURCHASE NECESSARY:

No purchase is necessary to enter the Contest.  A transaction will not increase an Entrant’s chances of winning.

SUSPENSION OR TERMINATION OF THE CONTEST:

 Sponsor reserves the right the suspend, cancel, terminate or modify this Contest if it cannot be administered or completed as planned for any reason such as tampering, corruption, unauthorized intervention, technical or equipment failures, computer viruses or other events which reasonably impede the operation of this Contest.

If for any reason, the Internet-related portion of this Contest is not capable of running as planned, Sponsor reserves the right, in its sole discretion, to terminate or suspend the Contest or any portion of the Contest.

In the event that Sponsor believes or has reason to believe that any portion of this Contest has been compromised, corrupted or impaired, or that any occurrence threatens the administration, fairness, or operation of this Contest, Sponsor reserves the right at its sole discretion to suspend, modify or terminate the Contest or any element thereof. Sponsor reserves the right to disqualify any entries that violate these Official Rules.

VERIFICATION AND DISQUALIFICATION OF ENTRIES AND ENTRANTS:

Any attempt by an Entrant to obtain more than the allowed number entries will result in all entries received from that Entrant being voided, and at Sponsor’s sole and absolute discretion.

Any suspected use of cheating, fraud, or method of entry which violates these Official Rules, as determined in Sponsor’s sole and absolute discretion, will result in all of that Entrant’s entries being deemed void. Any attempt to damage or undermine the fair and legitimate operation of this Contest by an Entrant or any affiliate, family member, associate, or agent of an Entrant will result in disqualification of the Entrant. Should such an attempt be made, Sponsor reserves the right to seek all remedies and damages available to it under the applicable states and federal laws.

Without limiting the foregoing, Sponsor has the right to verify an Entrant or Winner’s eligibility and compliance with these Official Rules and, on the basis of its investigation, to disqualify any entry or Entrant at any time during or after the Contest, and to require immediate prize return if applicable.

LIMITATIONS OF LIABILITY:  BY SUBMITTING AN ENTRY, INDIVIDUAL ENTRANTS AGREE TO INDEMNIFY, RELEASE, DISCHARGE AND HOLD HARMLESS THE OFFICERS, DIRECTORS, EMPLOYEES, INDEPENDENT CONTRACTORS, REPRESENTATIVES, ASSIGNS AND AGENTS OF BOTH SPONSOR AND ADMINISTRATOR (COLLECTIVELY “RELEASED PARTIES”) FROM AND AGAINST ANY AND ALL ALLEGED OR ACTUAL CLAIMS, CAUSES OF ACTION, DEMANDS, LOSSES, SETTLEMENTS, LIABILITIES AND DAMAGES OF ANY KIND (COLLECTIVELY “CLAIMS”) EXISTING NOW OR ARISING IN THE FUTURE AS THEY RELATE EITHER DIRECTLY OR INDIRECTLY TO THE FOLLOWING: (1) THIS CONTEST; (2)SPONSOR’S ADMINISTRATION OF THE CONTEST; (3) PARTICIPATION OR ATTEMPTED PARTICIPATION BY ANY ENTRANT IN THE CONTEST; (4) THE ENTRY FORM; (5) THE USE AND ACCESS BY AN ENTRANT TO SPONSOR’S WEBSITE; (6) THE USE OF ADMINISTRATOR’S PLATFORM; AND (7) ANY ACTIVITY RELATED TO THE AWARD, ACCPETANCE, USE, OR POSSESSION OF A PRIZE AWARDED IN THIS CONTEST.  INDIVIDUAL ENTRANTS SHALL INDEMNIFY OR DISCHARGE THE RELEASED PARTIES FOR ALL COSTS AND EXPENSES INCLUDING REASONABLE ATTORNEYS’ FEES, COURT COSTS, SETTLEMENT COSTS, SETTLEMENT AMOUNTS, PUNITIVE DAMAGES, CONSEQUENTIAL DAMAGES, OR COURT AWARDED DAMAGES RELATED TO CLAIMS (COLLECTIVELY “COSTS”), WHETHER OR NOT THESE COSTS CAUSED BY THE NEGLIGENCE OF ONE OR MORE OF THE RELEASED PARTIES.

All information, materials, links or documents available on Sponsor’s Contest website are provided “as is” without warranty of any kind, either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Sponsor is not responsible for injury or damage to Entrant’s or to any other person’s computer or mobile device related to or resulting from participating in this Contest or from use of the Contest website, Sponsor’s website, or Administrator’s platform.

Sponsor is not responsible for any incorrect or inaccurate information, whether caused by site users, tampering, hacking, or by any technology, equipment or programming associated with or utilized in the Contest, and assumes no responsibility for any error, interruption, deletion, defect, delay in operation, communications failure, theft, destruction to or unauthorized use of the website.

Sponsor shall not be liable to Entrants, Winners or any other person or entity for failure to execute the Contest or for failure to supply a prize for any reason by Sponsor’s reasonable control, whether foreseen or unforeseen. This includes failures caused in part or in whole by any act of God, equipment malfunction, terrorist act, cyber-attack, earthquake, war, fire, flood, explosion, severe weather, embargo, labor dispute, strike, labor shortage, material shortage, transportation interruption of any kind, civil disturbance, economic crisis, or other injurious event. In addition, Sponsor is not liable to any Entrants, Winners, or any other person or entity for the failure to execute the Contest or supply a prize due to the enactment or enforcement of any rule, order, regulation or restriction imposed by a governmental or quasi-governmental body, or restrictions imposed by any agency of law enforcement with the requisite authority.

Entrants agree not to sue any Released Party or cause them to be sued regarding any matter released or discussed above.  A waiver by Sponsor of one or more of any of the terms in these Official Rules does not constitute a waiver of any other provision. If any portion of these Official Rules is ruled to be invalid, illegal, or unenforceable, such portion shall be excluded to the extent that it is invalid, illegal or unenforceable at law, and the remainder of these Official Rules shall remain in full force and effect.

TECHNICAL:  

Sponsor’s website timing clock will be the official timekeeper for this Contest.

Neither Sponsor nor Administrator are responsible for lost, late, misdirected, incomplete, unintelligible, illegible, stolen, returned, or undelivered entries, mail or e-mail, or for lost, interrupted or unavailable satellite, network, server, Internet Service Provider (ISP), Website, or other connections availability, accessibility or traffic congestion, or miscommunications, or failed computer, network, telephone, satellite, cable hardware, software or lines, or technical failure, or jumbled, scrambled, delayed, or misdirected transmissions, or computer hardware or software malfunctions, failures or difficulties, incompatibility, or  errors of any kind whether human, mechanical, electronic or network, or the incorrect or inaccurate capture of entry or other information, nor for the failure to capture any such information.  Persons who are suspected of tampering with or abusing any aspect of the Contest, Contest website, Administrator’s platform or Sponsor’s website, as solely determined by the Sponsor, will be disqualified.  Sponsor may seek costs, damages or any other legal recourse available in connection with any such tampering or abuse.

DISPUTES:

THIS CONTEST IS GOVERNED BY THE LAWS OF THE UNITED STATES AND THE STATE OF ILLINOIS WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES.

In the event of any discrepancy, ambiguity, inconsistency, printing or any other error or miscommunication in any advertising, communications, announcements, Contest materials and/or any other information relating to this Contest, these Official Rules shall govern.

Entrants are solely responsible for compliance with all applicable laws, rules and regulations including but not limited to tax and similar reporting obligations imposed by the Federal, state and local authorities. As a condition of participating in this Contest, Entrants agree that any and all issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, Entrant’s rights and obligations, or the rights and obligations of the Sponsor or Administrator in connection with the Contest, and any other disputes that cannot be informally resolved between the parties arising out of or connected with this Contest or any element thereof shall be resolved individually, without resort to and waive their rights to claim any form of class action, exclusively before an arbitration panel located in Chicago, Illinois.

In the event of a dispute regarding entries received from multiple users having the same e-mail account, the authorized subscriber of the e-mail account used to enter at the time of entry will be deemed to be the Entrant. The “authorized account subscriber” is the natural person who is assigned the e-mail address by the Internet Service Provider (ISP), on-line service provider, or other organization responsible for assigning e-mail addresses or phone numbers.  If there still remains a dispute, the entry will be deemed to be submitted by the primary individual associated with the account used at time of entry.

PRIVACY POLICY:

For more information about how Sponsor uses personal information collected in connection with this Contest, please see its privacy policy, located at

http://www.phmc.com/legal.html

SPONSOR: 

Platinum Home Mortgage Corporation, 2200 Hicks Road, Suite 101, Rolling Meadows, IL 60008 NMLS ID# 13589 © 2021 Platinum Home Mortgage Corporation.  All rights reserved.

CONTEST AFFILIATIONS: 

This Contest is affiliated solely with Sponsor and administered by Sponsor using Administrator’s platform.

It is in no way sponsored, endorsed or administered by, or associated with Facebook, Inc., Twitter Inc., Instagram, Inc. LinkedIn Inc., or any other social media website.

INQUIRIES:

Any inquiries regarding these Official Rules, the Contest, or any aspect thereof may be made by calling 1-888-907-4650 between 9:00 a.m. CST and 5:00 p.m. CST.

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Han Huynh

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