Tag - fha

Before you Buy: Is the Property FHA and VA Approved?

Before you Buy: Is the Property FHA and VA Approved? | blog.phmc.com

Attention ⚠️ first-time, repeat buyers, and investors‼️ If you’re looking to purchase a condo, town home, or planned-unit development property and reap the benefits of low down payment requirements of FHA or VA loan options, did you check to see if the condo is approved? Many purchasers of these types of properties remain unaware of the...

Go Big AND Go Home: Jumbo Loans are Back

High Cost conforming and jumbo home loans are back. Homeowners wanting to buy homes over $453,100 now have more options. Find this image on blog.phmc.com

Up until recently, home buyers looking to buy a home in more expensive areas were left in limbo. Here’s why: Lenders had tightened the requirements on jumbo loan options making it hard to qualify for, or they did not offer them at all.  Other loan options (conforming and/or government) were also not ideal for their needs even if they...

Divorce: Who Gets Custody?

Divorce: Who Gets the House? | blog.phmc.com

DIVORCE: the anger, confusion, sadness, pain, and loss associated is nothing short of paralyzing. Divorcing couples aren’t just burdened with the traumatic up-root of a marriage, but everything else these couples built together is included. For instance, what was once “the family home” must also be split and divided, which brings them to a...

You’re Tustin Time!

You're Tustin Time

Nestled in the heart of Orange County California, lies the quiet city of Tustin. Also known as the City of Trees, this quaint city is labeled as exceptionally livable. It’s equipped with sunny weather, an array of amenities, stable housing markets, and low crime rates, making it a perfect place to call home. Minutes away also lies the city...

FHA Reduction Rates; A DIP in MIP

Yesterday, President Obama spoke to the nation in front of many in Phoenix, Arizona, discussing topics from jobs & the economy to FHA & homeownership overall.  There were a few key points that are really awesome news for everyone: “2014 was the strongest year for job growth since the 1990’s… Home sales are up nearly 50% from...

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