When it’s Time to Raise the Roof

When its time to raise the roof | blog.phmc.com

Ignoring something painful or expensive and putting it out of your mind may make you feel better initially, but that doesn’t make it go away. For example, not thinking about a credit card bill doesn’t make it disappear (in fact you’ll probably end up with a late fee on top of the original bill). What about a cavity? Ignoring it won’t make the pain magically go away. Well, the same is true for your home. Neglecting repairs to your home may eventually turn into the equivalent of a root canal. One of the most common, and likely one of the most dreaded home repairs, is the roof. This is probably because the average cost of a new asphalt shingled roof in the US ranges from around $11,000 to about $20,000. After the financial crisis, it’s no wonder people avoid thinking about installing a new roof like they avoid going to the dentist.

See different roofing types below

Even those who can afford a new roof may prefer to keep their hard earned money in the bank. The fact is, there are many ways to cover the cost of a new roof (and other renovations), rather than taking the cash out of your savings account.

FHA 203k is an excellent choice for people looking to make light to major renovations to their current home. This program is available in a streamlined or a standard version, depending on the degree of the renovations and the duration of time the improvements will take.

When its time to raise the roof | blog.phmc.com

Homestyle Renovation loans are ideal for those who want to make major renovations to their present home. This program also permits luxury items, including swimming pools, media rooms, and steam rooms, etc. This program is great for primary residences, second homes and investment properties.

When its time to raise the roof | blog.phmc.com

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The saying “one size fits all” definitely does not ring true when it comes to roofing materials. Even the climate you live in will play a role in the type of roof that is right for your home.  asphalt_smconcrete_sm
wood_smRoofing materials range in price; however, cost is not the only factor to consider. clay_sm
 You’ll need to consider the shape of your roof, and the weight of the materials, as well as the amount of maintenance each material entails.metal_smslate_sm

When it’s time to replace the roof, don’t stick your head in the sand! Look up, and consider other options that protect both the family in your home, and the cash in your savings account.

                                 

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Anthony Cummuta

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