Buying a home for the first time can be one of the most intimidating processes we undergo in life, but…

Your student loan debt is deferred, so out of sight, out of mind right? Wrong, especially if you’re looking to…

As the US slowly begins to thaw, home buyers and sellers climb out of hibernation and into the spring housing…

It’s time home buyers understand the ever-dreaded, over-complicated mortgage terms. When explained correctly, it’s not as scary as a first-time…

When going through a divorce, if the emotional turmoil isn’t enough, who wants to answer the question of “who gets…

Homeowner AND mortgage insurance?! What’s the difference and why are you paying for both? To put it in layman’s terms,…

When shopping for a home loan, buyers are usually focused on 2 things: what’s my rate going to be and…

As we get to know our customers throughout the loan process, they get to know who we are as people…

When buying, selling or refinancing, an appraisal is an often overlooked aspect of the transaction.  Appraisals are typically required to…

As the US slowly begins to thaw, home buyers and sellers climb out of hibernation and into the spring housing…

1996 marks a watershed moment when California became the first state to legalize medicinal marijuana. 19 years later, the legalization…

The struggle is real for Americans seeking to buy their first home. Saving for a down payment still holds the…

People always seem to think that mortgages are not fun, they are serious business.  However, we here at Platinum know…

For 85 years, American families of modest means looked to FHA for affordable mortgage loans to attain the dream of…

The #1 reason home buyers and sellers choose not to use a real estate agent is…. you guessed it, to…

Hey, Chicago, tired of paying ridiculous taxes or excruciating rents? Get ready to find your next home this summer! What…

What’s a mortgage preapproval, and why is it important? It assesses your income, assets, debts, and credit history then issues…

Buying a home for the first time can be one of the most intimidating processes we undergo in life, but…

Your student loan debt is deferred, so out of sight, out of mind right? Wrong, especially if you’re looking to…

It’s time home buyers understand the ever-dreaded, over-complicated mortgage terms. When explained correctly, it’s not as scary as a first-time…

When going through a divorce, if the emotional turmoil isn’t enough, who wants to answer the question of “who gets…

Los hogares multigeneracionales en bienes raíces han estado teniendo una tendencia al alza, y esto continúa desde 2009. Las estadísticas…

Some say they’re killing the mortgage industry, others say they’re just too far in debt or afraid of commitment. Here…

Attention small community renters: why rent when your dream home sits a few miles away with no money down? USDA…

We all can agree, there’s no place like home for the holidays, but often times, our housing payments can come…

The first step was buying your first house, and you felt the benefits: your credit score continues to increase, and…

How often do we make a 30-year commitment? A partner? Our children? A career? For majority of us, 30 years…

You’re driving through the neighborhood you can really see yourself living a happy, comfortable life, and you spot what could…

Where do you feel most at home? Do you prefer rolling hills and fields over the hustle and bustle of…

Platinum Home Mortgage‘s CEO, William Giambrone, met with Congress for the 3rd time this year. Representing the Community Home Lenders…

In quarter 2 of 2018, the median sales price of sold homes in the US was $255,000, up 6.3% from…

One of the many perks to home ownership: building equity. According to CNBC, today’s homeowners have the highest amount of…

One of the many factors of what makes certain cities and neighborhoods “hot markets” is the school district, and that…

If you can answer “yes” to any of the below questions, you’ve probably been refused a home loan because your…

What does it take to purchase a home? Good credit ✅. Steady income ✅. Low debt-to-income ratios ✅. Job history…

In an age with the world at our fingertips, its no surprise that artificial intelligence is dabbling into many industries…

The rising rents of Central Valley, California is old news, but the number of residents struggling to stay afloat with…

It comes to no surprise that 98% of consumers shop on Amazon (at least sometimes), and 48% of them have…

WARNING ⚠️: Only readers with a sense of humor should read on! A good blooper isn’t just for comedy tv! We…

An AARP survey, dated back to 2010, has revealed a shocking but true statistic about a generation we may not…

For years in a row, single women have been the second largest group of home buyers next to married couples….

Pinching pennies. Milking a dollar out of every dime. Live within your means. Whatever you want to call it! The…

High isn’t just a word to describe the residents of states with legal recreational marijuana use. Some say that legal marijuana…

The average homeowner pays $2,197 a year in real estate property taxes annually, tacking on about $183 to their monthly mortgage payment. However, the average…

President Donald Trump’s “Tax Cuts and Jobs Act” was officially signed into law on December 22, 2017 with 4 goals…

Attention ⚠️ first-time, repeat buyers, and investors‼️ If you’re looking to purchase a condo, town home, or planned-unit development property and…

With inventory low right now, what’s better? Buying a home you kind of like, or buying a home of your…

There’s no better feeling than handing over the keys to a well-deserved family or individual of your community—especially if they…

Have you heard?! 👂 Platinum Home Mortgage is giving away $2,000, $1,000, or $500 to 3 lucky winners every 2 months!…

If you’re still gossiping about the Millennial generation, that’s old news. The public has flooded news, blogs, social media, and…

Alright, alright. We know the giving season is approaching, BUT there’s never any harm in giving a little bit to…

2017 [was] a record-setting year for natural disasters: “for the first nine months of 2017, the United States has endured 15…

The new word on millennials is when they “grow up,” it seems as if they value investing their money just…

Who cares what social media millennials use most? Why is that all we ever hear about? Has anyone actually taken…

First, it was Senator Brown (Ohio –D): “Small lenders are often the ONLY lenders willing to go the extra mile to…

👇Watch the Video below 👇 As president of the CHLA, I am thankful for the experience and proud of the outcome…

Debt. Majority of us have it, sadly. With life’s milestones we want to accomplish, it’s almost inevitable: buying a car,…

There are two types of movers: prepared and well… not so prepared. Regardless, moving is a royal pain. It’s costly…

Adults working full time in the United States report working an average of 47 hours per week (almost 6 days…

Since the state of California started the movement of legalizing marijuana for medicinal purposes, many states have also followed suit….

Mike Sheehan, owner of Pub Shed, Inc., based out of Grand Rapids, MI, brings the idea of having a mini…

No one deserves the American Dream more than our veterans who fight to protect it. In a recent survey, veterans…

Today’s technology now makes living like the Jetson’s a reality, and home owners and buyers are absolutely loving it! In…

The usual single family home takes approximately 7 months to build from start to finish. In 2017, the first on-site…

Have you decided not to sell your first home but to keep it and rent it? If you’re a rookie…

Wouldn’t life be so much easier if we knew exactly what people wanted at any given time? Unfortunately, we can’t…

Our homes are one of the largest investments we will ever make…  Take the quiz below to see how much…

What would you do with a bunch of free extra cash laying around?️ $2,000.00⁉️️ $1,000.00⁉️️ $500.00⁉️️ The possibilities are almost…

THIS IS IT! Platinum has our last winner for the PHMC Wants to Send you to College: $20,000 sweepstakes! And the…

As 2017 is quickly approaching, answer these two questions: 1. What has you fed up about your current living situation?…

2016 will be written in the history books as _______ (We’ll let you fill in the blank). The Presidential Election,…

DIVORCE: the anger, confusion, sadness, pain, and loss associated is nothing short of paralyzing. Divorcing couples aren’t just burdened with the…

Its  about that time of the year, bargain shoppers! Get your holiday wish lists ready for one of the best days…

Life happens. When it does, it’s costly and often more than we can afford. In fact, a 2014 report by…

Please help us take a moment to recognize another Platinum employee that fought for freedom in the long, and costly, Vietnam…

In honor of Veteran’s Day, Platinum Home Mortgage wanted to recognize and thank an employee’s family who served our country. Please help…

WHAT’S SO SPECIAL ABOUT SANTA ANA, CA & THE OC?   • “This city has heart“: Orange County  is known for…

Are you reluctantly holding onto your current living situation due to lack of funds for a down payment?  What if…

Answer these 8 questions to find out if you’re ready to take the plunge into home ownership:

This is possibly one of our favorite stories on how a winner entered our contest: Tyler entered because his friend…

Did you know that indoor air is typically 2-5 times more polluted 😷 than outdoor air? The average home contains 500-1,000 chemicals, many of which…

Remember the time you left your house and couldn’t remember if you closed the garage? Oh, you mean… that happens…

MILLENNIALS: Is it true?!  Say it for yourself by taking the poll below: Did you say yes to the burbs?…

West Covina is approximately 20 miles outside of the booming city of Los Angeles and major attractions, like Disneyland. Residents feel…

Are you suffering from empty nest syndrome? We’ve got just the cure—shop below and move on!  Instead of sulking in the…

Above are images of the hottest new home health care trend that may replace nursing homes for multiple reasons. MEDCottages,…

“My mom found you guys online and suggested I enter for a chance to win. I did, but I didn’t…

Believe it or not, your shopping habits will foreshadow what kind of home buyer you will be. After all, your home…

Remember all the times mom said no, but dad said yes? These are for all the procrastinators out there that…

A homeowner’s net worth is expected to be 45X GREATER than a renter. Great news for Illinois residents! Just when…

👇 Don’t be THAT guy this summer! Did you know heating and cooling your home uses more energy and costs more…

There’s more growing in your home than you think. Equity? Maybe even a family? How about fresh organic veggies? A…

Nestled in the heart of Orange County California, lies the quiet city of Tustin. Also known as the City of…

There are currently a few debates in this country that involve the cost of college, student loans, the high balances…

Platinum Home Mortgage has yet another new branch located in the gateway to Mount St. Helen—Castle Rock, Washington. This small…

Redfin announced the hottest neighborhoods of 2016, from gated communities on a lake to secluded neighborhoods still minutes from major…

“This all happened so fast!” says Hunter, the quarter 1 winner of the $20,000 sweepstakes: PHMC wants to Send you to…

Do you know what the nastiest, germ infested places of your home are? If you dare, click through the images…

Did you know that Pi can be used to build and design the perfect circular home?  Use Pi to find……..

Guess who is making a comeback and starting to buy: single females, the second largest prospective buyer next to married…

What’s your preference: wedding bells or door bells? How about both? Interestingly enough, in some states within the United States,…

Did you lock the door and shut the garage before you left for work this morning? Are your children safe…

By now, we all know that the big game taking place on Sunday is between Carolina and Denver. Since last…

The results are in and the final winners of the free mortgage payment contest are more repeat Platinum customers! Richard and…

Your college years are indeed the best years of your life! Yes, there’s a 10 pound backpack and endless amounts…

The New Year is off to a great start for these lucky new homeowners in Idaho, because they just won…

Attitude is everything. That’s why Platinum is grateful to have an employee like Lucas Schell on the team! His clients…

The days are getting shorter and nights are getting colder! There’s only 5 days left until winter begins and hibernation…

Gold, silver, opal, and other rare minerals are not the only gems found in Idaho’s roots. Mortgage consultant, Andrea Broenneke is…

It’s starting to look a lot like Christmas! We all know what that means… Bust out your apron and oven…

Ignoring something painful or expensive and putting it out of your mind may make you feel better initially, but that…

A young, Idaho family bought their first home just in time to cozy up this holiday season. Andy M. and…

Traditionally, the holidays are supposed to be happy times spent with family around a dinner table, but that might not…

There has been extensive research over the years on tobacco products and the harmful chemicals found in them: arsenic, ammonia, tar,…

Bruce Biggers, out of Rockford, IL, is a family man with 21 years of experience as a mortgage consultant. His service…

Today is a special day for our country, as we honor those who have served and are still serving for…

They always say “the tiniest feet make the largest footprints in our hearts.” Though it’s true, babies also give you…

Our newest Free Mortgage Payment Contest winner is a repeat customer of Platinum Home Mortgage! Craig had “such a positive…

At Platinum we operate as a team, and we truly believe that together everyone achieves more. Today we are putting…

Palatine, Ill., October 20, 2015 — Platinum is popping up all over the US. We are very excited to welcome our…

House fires are accidental, unpredictable, and deadly. They spread fast, and heat and smoke can be just as dangerous as…

Reno, Nevada is the proud home of a new branch of Platinum Home Mortgage Corporation. Platinum is pleased to offer…

There are many different types of neighbors: the tattletales, gossipers, one-uppers, eavesdroppers, yard addicts, party animals, and most importantly, the…

Women today are more driven than ever. They have big dreams and are willing to put in the effort it…

Man caves are yesterday’s news. Ladies, now it’s your turn to claim a space that celebrates you—it’s a She Shed!…

Platinum Home Mortgage Corporation is proud to announce the opening of a new branch in Las Vegas, Nevada. The branch…

Click to download infographic To zoom, click the image below

It’s a fact that the mortgage industry is complex and ever-changing, so it’s no surprise that there are many misconceptions….

MERCED, CALIF., September 10, 2015 – Residential mortgage lender Platinum Home Mortgage Corporation is pleased to welcome Kathy Collins (NMLS…

According to Statistica, in 2014, there were 11,962 Starbucks locations across the United States, and statistics show they keep expanding….

Everyone loves Labor Day weekend! The excitement leading up to it builds, and is spent making plans to celebrate with…

TV shows often portray remodeling in a glamorized way. In the long run, will all projects give you the most…

The latest winner of Platinum Home Mortgage’s free mortgage payment contest is one of the best stories yet! A lovely…

The term “Millennial” seems to be the topic of conversation lately, and frankly, we have to get used to it….

If you’re ready or thinking about taking the plunge into home ownership, it’s crucial that you’re 100% prepared. Keeping your…

Though your house and your appliances are not living and breathing, each and every item in your home has its…

Buying a house is a major milestone, and is one that requires planning and patience. Since this is most likely…

Selling your home using the For-Sale-By-Owner (FSBO) method appeals to some sellers for two major reasons. The first is the…

“My wife, children, and I just moved into the home we always wanted,” said Sam B., but that is not…

“Google it.” That seems to be the answer to all of our questions, solutions to our problems, and has replaced…

It’s almost impossible to count how many times a day we give our personal, secure information out for numerous reasons….

A “townhome” can actually fall into all three categories: condominium (condo), Planned Unit Development (PUD), or a single family, attached…

The word “townhome” is actually just a marketing term? In the housing industry, a townhome is categorized and defined differently. We are…

Don’t leave those pesky, minor fixes as a frustration — DIY! You don’t need to spend an arm and leg…

On average, homeowners will move at least 1 time within a 5 year span, according to the US Census Bureau….

What is social media? Some might say it distracts us from our daily tasks–especially the important ones–or entertains us when…

Father’s Day is right around the corner. Are you struggling with gift ideas? Dads are special and you may have…

When you’re living in a home that’s on the market, keeping it realtor-ready can be quite the task. You’re probably…

Our next free mortgage payment winner brings a new light to the old saying, “April showers bring May flowers.” After…

Clutter–it’s a common homeowner frustration, whether it’s the kitchen, bathroom, bedroom, or even the garage. Clutter is everywhere! Summer is…

I applied and enrolled into Platinum’s boot camp looking for a career change. I wanted an opportunity that would give…

This can be the summer that changes everything! Platinum Home Mortgage is hiring new recruits to join our team and…

It’s Cinco de Mayo — mariachi bands, dancers in traditional costumes, authentic Mexican food, and crowds of people are filling…

Platinum is excited to reveal our next winner: Jon and Amanda M.! This couple went above and beyond to show…

Do you have neighbors competing for the best landscape or the greenest lawn on the block? They’re actually doing something…

Whether a house is a condo, single-family home, McMansion, or a palace, a home is not just an investment–it means much…

Who’s ready for some s’mores, laughs, and memories this year? Throw a bonfire to make your backyard the place your…

WASHINGTON, D.C (April 2015)– Yesterday, Dave Stevens, President and CEO of the  Mortgage Bankers Association (MBA), recognized one member for…

This is not an #AprilFools prank! Our second winner of 2015 is a very kind, 81 year old, Mr. Nicholas…

REALTORS®, it is time to evaluate your marketing tactics and implement fresh ones to go with the Spring season.  Please…

Washington DC — Platinum CEO William Giambrone attends legislative conference earlier this week. Among the attendees was FHFA Director, Mel…

Home improvement projects benefit you in more ways than one–whether it makes you feel good you replaced the outdated style…

It’s Spring Break, and the news feed on your social media is blowing up with posts of your friends on…

Platinum is pleased to announce our very first winner of the Free Mortgage Payment contest! With a round of applause…

The Millennial generation is walking a path opposite of that of Baby Boomer parents by purchasing homes before marriage. Single…