Where do you feel most at home? Do you prefer rolling hills and fields over the hustle and bustle of a city or suburb? For all those wishing to escape the traffic and crowds that come with city life, a cozy home in the quiet atmosphere of a...
Category - Loan Types
One of the many perks to home ownership: building equity. According to CNBC, today’s homeowners have the highest amount of total accumulated equity in their homes ever recorded, sitting at $5.8 trillion. With home values steadily on the...
If you can answer “yes” to any of the below questions, you’ve probably been refused a home loan because your qualifications are outside the norm: Are you self employed? Investor with 4 or more financed properties? Credit...
What does it take to purchase a home? Good credit ✅. Steady income ✅. Low debt-to-income ratios ✅. Job history ✅. Oh yeah, and money in the bank…🚫 The average sales price of homes in the state of Nevada is $277,900, so that...
When shopping for a home loan, buyers are usually focused on 2 things: what’s my rate going to be and how much is the mortgage insurance. However, in a lot of scenarios when qualifying for both FHA and Conventional, the real monthly payment...
With inventory low right now, what’s better? Buying a home you kind of like, or buying a home of your dreams? With a HomeStyle® (Fannie Mae) or 203k (FHA) renovation loan, it doesn’t matter if you purchase the mediocre property...
Up until recently, home buyers looking to buy a home in more expensive areas were left in limbo. Here’s why: Lenders had tightened the requirements on jumbo loan options making it hard to qualify for, or they did not offer them at all. ...
2017 [was] a record-setting year for natural disasters: “for the first nine months of 2017, the United States has endured 15 disasters that each cost $1 billion or more and collectively claimed 323 lives …” says PBS...
No one deserves the American Dream more than our veterans who fight to protect it. In a recent survey, veterans explain why they have not used the VA home loan benefit. Among the main reasons was lack of information on how to use their VA...
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