Author - Anthony Cummuta

PHMC is Now in the OC!

WHAT’S SO SPECIAL ABOUT SANTA ANA, CA & THE OC?   • “This city has heart“: Orange County  is known for amazing volunteers, and “Santa Ana is no exception.”  • Great school districts: won multiple awards including 4 National Blue Ribbons and 28 acknowledgments for California Distinguished Schools. •...

3 Major Myths about Housing Down Payments

3 Major myths about Housing Down Payments | blog.phmc.com

Are you reluctantly holding onto your current living situation due to lack of funds for a down payment?  What if a lot of your perceptions on how much money you need to purchase a home were a myth. To buy or not to buy will no longer be a question. Below are 3 common myths debunked about down payments:  • Myth #1: All forms of payment are...

California Dreaming Keeps Platinum Growing

PHMC West Covina Location | blog.phmc.com

West Covina is approximately 20 miles outside of the booming city of Los Angeles and major attractions, like Disneyland. Residents feel like they get the best of both worlds: “West Covina is a city with a small town feel.” There is something for everyone, whether you love shopping, spending time outdoors, or attending community...

QUIZ: What Kind of Home Buyer are you?

QUIZ: What Kind of Home Buyer are you? | blog.phmc.com

Believe it or not, your shopping habits will foreshadow what kind of home buyer you will be. After all, your home is your biggest purchase. Spending money is inevitable, but there are many different personas out there for shoppers: the “I want to buy everything in the store,” “I occasionally treat myself, because I deserve it,” “I...

Cool-Aid for Grown Ups

Cool-Aid for Grown-Ups | blog.phmc.com

Don’t be THAT guy this summer! Did you know heating and cooling your home uses more energy and costs more than any other system in your home? Energy.gov revealed the shocking truth about heating and cooling costs: On average, heating and cooling make up 48% of utility costs. Americans spend approximately $11 billion, per year, to power...

You’re Tustin Time!

You're Tustin Time

Nestled in the heart of Orange County California, lies the quiet city of Tustin. Also known as the City of Trees, this quaint city is labeled as exceptionally livable. It’s equipped with sunny weather, an array of amenities, stable housing markets, and low crime rates, making it a perfect place to call home. Minutes away also lies the city...

Apple Pie, Cherry Pie, Home Pi

Happy National Pi Day 3.14.16

Did you know that Pi can be used to build and design the perfect circular home?  Use Pi to find….. Circumference: the perimeter, or exterior boundary, of a circular home Did you know? The exterior boundary (circumference) of a circular home has “superior structural strength. A testament to round buildings around the globe, they are...

Single Females Buy More Homes than Single Men

Single Females Buy More Homes than Single Men

Guess who is making a comeback and starting to buy: single females, the second largest prospective buyer next to married couples. Over the past few years, they have been purchasing houses more than single men. “For decades, single women played an important role in the U.S. housing market, buying more homes than single men,” says...

Wedding Bells or Door Bells

Wedding Bells or Door Bells

What’s your preference: wedding bells or door bells? How about both? Interestingly enough, in some states within the United States, the average cost of a wedding can actually be equivalent to a 20% down payment. According to Zillow, homeowners typically save between 5%-20% for a down payment of a home. Scroll down to see examples of the average...

What Kind of Football Fan are You?

What kind of football fan are you | blog.phmc.com

By now, we all know that the big game taking place on Sunday is between Carolina and Denver. Since last year’s event drew 114.4 million viewers, this year’s game is sure to draw that if not even more.  Unless you’re a diehard Carolina or Denver fan, most people fall into 2 other categories: the true football fans and those who just tune in...

We have our 12th Winner!!

December Free Mortgage Payment Contest Winner | blog.phmc.com

The results are in and the final winners of the free mortgage payment contest are more repeat Platinum customers! Richard and Sherry H. have successfully closed four loans with Platinum, and it looks like the fourth time was the charm, because they are the latest (and final) winners of the contest. Richard and Sherry have completed many...

PHMC Wants to Send you to College!

PHMC Wants to Send you to College |blog.phmc.com

Your college years are indeed the best years of your life! Yes, there’s a 10 pound backpack and endless amounts of caffeine involved, paired with an overload of homework and lack of sleep. However, knowledge is power, and that’s not the only bonus from furthering your education. Hear it from some of our own employees: At PHMC, we want to show...

phmc WINter wonderland

November free mortgage payment contest winner: Chelsie and Kyle K | blog.phmc.com

The New Year is off to a great start for these lucky new homeowners in Idaho, because they just won a free mortgage payment from Platinum Home Mortgage! THE POWER OF WORD OF MOUTH When Kyle and Chelsie decided to purchase their first home they didn’t know where to start. Luckily, a family member (and recent Platinum customer) recommended that...

FED’s Decision: All the Good Stuff

The FEDs Decision: All the Good Stuff

Yes, it happened. The Fed’s decision to raise rates for the first time in over a decade is a buzzing topic everywhere. A common concern floating around conversations is “how will the rate hike affect me?” While higher interest rates have a negative connotation to some, despite the unanswered questions for the change, there is much...

Employee Spotlight: Lucas Schell

Employee Spotlight Lucas Schell | blog.phmc.com

Attitude is everything. That’s why Platinum is grateful to have an employee like Lucas Schell on the team! His clients and coworkers appreciate his positive attitude and the energy he puts into his work every day. He is committed to helping his clients achieve their dreams of homeownership, and is available to help them every step of the...

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