Author - Caitlin Murphy

Common Mortgage Terms Explained

Common Mortgage Terms Explained

It’s time home buyers understand the ever-dreaded, over-complicated mortgage terms. When explained correctly, it’s not as scary as a first-time home buyer may think. When submitting a loan application, some home buyers go in blind causing them unnecessary anxiety throughout the mortgage process. By the end of this quick read, you will...

The Mortgage Diaries by phmc

WARNING ⚠️: Only readers with a sense of humor should read on! A good blooper isn’t just for comedy tv! We all have our “oops” moments, even in the mortgage industry. All people who own homes know when going through the approval process for a mortgage, you have to be careful with what you do during that might affect your...

Single Ladies Remain 2nd Largest Purchase Group though 1/2 of Homes are Affordable

Single Ladies Remain 2nd Largest Purchase Group though 1/2 of Homes are Affordable

For years in a row, single women have been the second largest group of home buyers next to married couples. Last year, single females made up 18% of surveyed home buyers. Though these statistics do not come as such a surprise any longer, recent data by Zillow made us want to revisit the topic. According to their analysis of US Census Bureau data...

Gen Z is Ready to Start Adulting…Now

Generation Z female giving the peace sign.

If you’re still gossiping about the Millennial generation, that’s old news. The public has flooded news, blogs, social media, and surveys with information on Millennials and how to market to them, but are they forgetting something? Generation Z has crept up suddenly as the oldest Gen Zers turn 22. Now, purchasing markets have rushed to...

Black Friday of Real Estate

Black Friday of Real Estate | blog.phmc.com

Its  about that time of the year, bargain shoppers! Get your holiday wish lists ready for one of the best days for deal busters: BLACK FRIDAY! What some aspiring home buyers don’t know, is that there’s a “Black Friday of real estate” (and when you’d least expect it too!) Those chilly winter months, when most people...

$400.00 Above Water

$400.00 ABove Water | blog.phmc.com

Life happens. When it does, it’s costly and often more than we can afford. In fact, a 2014 report by the Federal Reserve, revealed 47% of Americans would not have the funds on hand to pay for an unexpected, $400 financial hardship. For those Americans who drive the same beat-up car, avoid medical or dental treatment, sacrifice family...

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