Author - Caitlin Murphy

The Mortgage Diaries by phmc

WARNING ⚠️: Only readers with a sense of humor should read on! A good blooper isn’t just for comedy tv! We all have our “oops” moments, even in the mortgage industry. All people who own homes know when going through the approval process for a mortgage, you have to be careful with what you do during that might affect your...

Single Ladies Remain 2nd Largest Purchase Group though 1/2 of Homes are Affordable

Single Ladies Remain 2nd Largest Purchase Group though 1/2 of Homes are Affordable

For years in a row, single women have been the second largest group of home buyers next to married couples. Last year, single females made up 18% of surveyed home buyers. Though these statistics do not come as such a surprise any longer, recent data by Zillow made us want to revisit the topic. According to their analysis of US Census Bureau data...

Gen Z is Ready to Start Adulting…Now

Generation Z female giving the peace sign.

If you’re still gossiping about the Millennial generation, that’s old news. The public has flooded news, blogs, social media, and surveys with information on Millennials and how to market to them, but are they forgetting something? Generation Z has crept up suddenly as the oldest Gen Zers turn 22. Now, purchasing markets have rushed to...

Black Friday of Real Estate

Black Friday of Real Estate | blog.phmc.com

Its  about that time of the year, bargain shoppers! Get your holiday wish lists ready for one of the best days for deal busters: BLACK FRIDAY! What some aspiring home buyers don’t know, is that there’s a “Black Friday of real estate” (and when you’d least expect it too!) Those chilly winter months, when most people...

$400.00 Above Water

$400.00 ABove Water | blog.phmc.com

Life happens. When it does, it’s costly and often more than we can afford. In fact, a 2014 report by the Federal Reserve, revealed 47% of Americans would not have the funds on hand to pay for an unexpected, $400 financial hardship. For those Americans who drive the same beat-up car, avoid medical or dental treatment, sacrifice family...

Thank you Today & Everyday, Gene O’Brien Sr.!

Thank you Today and Everyday | blog.phmc.com

Please help us take a moment to recognize another Platinum employee that fought for freedom in the long, and costly, Vietnam War. Thank you for your service, Gene O’Brien, Sr.! Served in the Air Force Stationed at Nellis AFB in Las Vegas Sergeant with the 474th Combat Group , Tactical Air Command We took care of F-4 Fighters, F-105...

A Special Thank you to the Flores Family

A Special Thank you to the Flores Family | blog.phmc.com

In honor of Veteran’s Day, Platinum Home Mortgage wanted to recognize and thank an employee’s family who served our country. Please help us thank, our very own, Estela Flores‘s son and daughter for fighting for our freedom! Eduardo Flores: Unites States Marine Corps Recruited right out of high school, served from 1997 to...

What’s Lurking Inside your Home?

What's Lurking in your Home? | blog.phmc.com

Did you know that indoor air is typically 2-5 times more polluted 😷 than outdoor air? The average home contains 500-1,000 chemicals, many of which you are unable to see, smell or taste. Majority of these toxins, YOU bring into your home unintentionally. 6 ways to detox your home:   1. Leave dirt & harmful chemicals at the...

The Home App that Does it All

The Home App that Does it All | blog.phmc.com

Remember the time you left your house and couldn’t remember if you closed the garage? Oh, you mean… that happens every morning? Well, there’s an app for that! Now you can handle life’s curve balls with the new iOS 10 Home app released by Apple. Whether you’re working late on your next big project, rushing to get the...

Niche’s 2016 Best Suburbs to Buy a Home

Niche's 2016 Best Suburbs to Buy a Home | blog.phmc.com

MILLENNIALS: Is it true?!  Say it for yourself by taking the poll below: Did you say yes to the burbs? These 11 suburbs have everything you want and need, from affordability to the perfect place to raise a family. Scroll and click each image for details on some of 2016’s best suburbs to purchase your next home! See below to find out how...

Shop Here to Transform your Empty Nest!

Shop Here to Transform your Empty Nest | blog.phmc.com

Are you suffering from empty nest syndrome? We’ve got just the cure—shop below and move on!  Instead of sulking in the “once-your-baby’s” bedroom, take advantage of your freedom and transform your extra space how YOU want. Guest Bedroom Game Room Sports Center Arts & Crafts Room Mini gym Mini library Home...

Buried Alive in my Own Home

Buried Alive in my Own Home | blog.phmc.com

“I’m burying myself alive in my own home. My spouse is threatening to leave me. My children will not invite friends over. My family is embarrassed of me… Do they even know that I need all of these things? Clothes, books, future Christmas presents I found at discount in the off season, 10 bottles of laundry detergent because Costco...

9 Ways to Show Dad He’s Better than Mom

9 Ways to Show Dad is Betther than Mom | blog.phmc.com

Remember all the times mom said no, but dad said yes? These are for all the procrastinators out there that still want to show dad they care. All of these low-cost gifts can be completed by Sunday! Which gift fits your dad best? Click each image for more information: Show us your completed DIY craft for Dad!

From the Garden to the Table

From the Garden to the Table | blog.phmc.com

There’s more growing in your home than you think. Equity? Maybe even a family? How about fresh organic veggies? A wide array of information tells us that locally grown, organic produce is a healthier choice to feed ourselves and our family, as 600 active chemicals are registered for agricultural use in America. After discovering the ugly truth...

Glenview – Oakland, CA: A Lazy Slice of Cali

Glenview - Oakland CA

Described as a “lazy slice of California,” is a lovely neighborhood of bungalows. Glenview‘s residents escape the hustle and bustle of city life by relaxing at some of the main strip’s, Park Boulevard, delicious dining options or a lazy stroll through the many manicured gardens. Not to mention you still get to speed it up if you like...

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