When it’s Time to Raise the Roof

When its time to raise the roof | blog.phmc.com

Ignoring something painful or expensive and putting it out of your mind may make you feel better initially, but that doesn’t make it go away. For example, not thinking about a credit card bill doesn’t make it disappear (in fact you’ll probably end up with a late fee on top of the original bill). What about a cavity? Ignoring it won’t make the pain magically go away. Well, the same is true for your home. Neglecting repairs to your home may eventually turn into the equivalent of a root canal. One of the most common, and likely one of the most dreaded home repairs, is the roof. This is probably because the average cost of a new asphalt shingled roof in the US ranges from around $11,000 to about $20,000. After the financial crisis, it’s no wonder people avoid thinking about installing a new roof like they avoid going to the dentist.

See different roofing types below

Even those who can afford a new roof may prefer to keep their hard earned money in the bank. The fact is, there are many ways to cover the cost of a new roof (and other renovations), rather than taking the cash out of your savings account.

FHA 203k is an excellent choice for people looking to make light to major renovations to their current home. This program is available in a streamlined or a standard version, depending on the degree of the renovations and the duration of time the improvements will take.

When its time to raise the roof | blog.phmc.com

Homestyle Renovation loans are ideal for those who want to make major renovations to their present home. This program also permits luxury items, including swimming pools, media rooms, and steam rooms, etc. This program is great for primary residences, second homes and investment properties.

When its time to raise the roof | blog.phmc.com

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The saying “one size fits all” definitely does not ring true when it comes to roofing materials. Even the climate you live in will play a role in the type of roof that is right for your home.  asphalt_smconcrete_sm
wood_smRoofing materials range in price; however, cost is not the only factor to consider. clay_sm
 You’ll need to consider the shape of your roof, and the weight of the materials, as well as the amount of maintenance each material entails.metal_smslate_sm

When it’s time to replace the roof, don’t stick your head in the sand! Look up, and consider other options that protect both the family in your home, and the cash in your savings account.


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Anthony Cummuta

14 CommentsLeave a comment

  • We recently had a massive wind storm, where most of the houses in the area lost shingles off of their roofs. We’re lucky because none of the houses in our subdivision lost any! Asphalt roofs are the best!

  • This is some great information, and I appreciate your point that asphalt roofing is cheap and easy to install. My wife and I just moved into an older home, and the roof is old and outdated and needs to be replaced. We’ll definitely look into getting asphalt shingles installed to save some money. Thanks for the great post!

  • I would like to thank you for the efforts you have made in writing this article. I am hoping the same best work from you in the future as well. In fact your creative writing abilities has inspired me to start my own BlogEngine blog now. Really the blogging is spreading its wings rapidly. Your write up is a fine example of it.

  • We had to install a new roof the other day for one of my rental properties. I honestly did not know there were that many types of roofing materials. We still decided to go with the asphalt just because it is what we always have had. Great blog. Love the infographics.

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