Most lenders will tell you that in order to get an FHA loan, you need a credit score of at least 620 to 640. That’s not the FHA’s rule. That’s the lender’s rule. As a direct lender, we are able to offer our exclusive FHA Low FICO Program to borrowers who have credit scores as low as 580. No credit score? No problem with our FHA Low FICO Program.

Offering FHA financing that allows buyers to overcome obstacles associated with purchasing, including shortage of funds for the down payment and closing costs, can help your home listing stand out against the competition.

Wouldn’t it be a dream to purchase a home and not make any interest payments for the first six months? Since 1996, we have been helping to make that dream a reality with our exclusive Dream Loan.

If you are thinking of purchasing or remodeling a home that needs some work. Here are a few financing solutions Platinum has for you: FHA 203(k) Standard, FHA 203(k) Streamlined and HomePath Renovation Mortgage. But what do you do if you don’t know where to start and you need some ideas? Enter Zillow Digs, an app that helps an individual look beyond the blank canvas and see the potential masterpiece their home could be.

The FHA Back to Work – Extenuating Circumstances program has arrived, providing Americans with the shortest possible path back to home ownership. It used to be that you would have to wait 3 years before applying for an FHA loan following a foreclosure, deed-in-lieu, short sale, or bankruptcy. Now, that wait has been shortened to just a year.

As we all know, The United States government is back in action. After 16 days, the partial shutdown officially ended on October 17th. Now it’s time to start looking at how the government’s return to full form will affect the mortgage market. Consumer confidence clearly dipped. A recent CNBC article mentioned that, during the government shutdown, mortgage applications hit a six-year low.